Privacy Policy & Data Security
Last Updated: January 1, 2026 • AFRIXA BUSINESS LIMITED
1. Information We Collect
AFRIXA BUSINESS LIMITED ("AFRIXAPAY") collects personal and business information necessary to verify merchant identity and facilitate digital payment transactions across Africa.
- Account & Registration: Name, business email, phone number, BVN, NIN, corporate CAC documents.
- Transaction Data: Payment amounts, customer emails, temporary virtual account references, IP addresses.
- Technical Data: Browser headers, API request logs, IP whitelist configurations.
2. How We Use Your Information
Your data is strictly utilized for processing payment collections, settling merchant payouts, complying with anti-money laundering (AML) / Know Your Customer (KYC) regulations, and detecting fraudulent activities.
3. Data Security & Encryption
We employ 256-bit SSL encryption, database hashing, PIN authorization, and strict server IP whitelisting to safeguard financial data and API secret keys. AFRIXAPAY never sells merchant or customer data to third-party advertisers.
4. Sharing With Financial Regulators & Partners
To process bank transfers and virtual accounts, necessary transaction parameters are transmitted to licensed partner Microfinance Banks (Rubies MFB), NIBSS, and financial regulatory authorities as required by Nigerian law.
5. Contact Our Data Protection Officer
If you have questions or data privacy requests, contact our Data Protection Officer at privacy@afrixapay.com.